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Monday, January 10, 2011

RE: [ALOCHONA] Liberation of Mymensingh, 1971--why we can not condemn all killing and make distinction among various sections of people even with regard to basic humanity [1 Attachment]

[Attachment(s) from S A Hannah included below]

 

We can not condemn Bihar killing because of one sided propaganda. Please read the other side of the story.


From: alochona@yahoogroups.com [mailto:alochona@yahoogroups.com] On Behalf Of maxx ombba
Sent: Tuesday, January 11, 2011 7:09 AM
To: alochona@yahoogroups.com
Subject: RE: [ALOCHONA] Liberation of Mymensingh, 1971

 

 

how many of us...have the courage to condemn the kiiling of innocent biharis in 1971!!

I live in a western society, with hundreds of educated Bangladeshi.

I seldom meet Bangladeshis...who can condemn ALL types of violence in 1971...because they might 

be called Rajakars!

 

What type of people we are:

 

1. we have allowed politicians to ...misuse.." rajakar issue"...and postpone the trial?

 

2. we don't re-discover ourselves...by condemning OUR brutality towards Biharis?

 

3. If anybody has different opinion about 1971..we call them razakars!!!

 

it is time for us to wake up, and practise true democracy.

 

best wishes.

 

khoda hafez.



From: mramjan@hotmail.com
Date: Mon, 27 Dec 2010 06:11:46 -0500
Subject: [ALOCHONA] Liberation of Mymensingh, 1971



 
Liberation of Mymensingh
 
The nine-month liberation war of Bangladesh started on 27 March 1971 as people started to fight against Pakistani forces at EPR Camp (in mymensingh) killing all the Pakistani soldiers, Mymensingh remained free from occupation army till 23 April 1971. Despite the genocide in Dhaka on 25 March 1971, Mymensingh remained calm except for killing of Biharis. On 17 April PAF aircraft bombed and strafed innocent people at Shambhuganj gudaraghat which sparked violence and killing continues for seven days of Beharis in different Behari camps in Mymensing town killing about 30,000 Biharies. The killing of Biharis (in Mymensingh) is a dark spot in Bangladesh history. The senseless killing of All Bihari men and young adults took place in Sanki pAra Behari coloni. All the  Biharis were slaughtered on those fateful nights. Fight against Pakistani forces was conducted by freedom fighters who were trained in camps in Dalu and Meghalaya across the northern border. Mymensingh became free as the Pakistani occupation forces deserted Mymensing on 10 December, and Mukti Bahini took over on 11 December, just five days ahead of the victory of Dhaka on 16 December.


Attachment(s) from S A Hannah

1 of 1 File(s)


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[ALOCHONA] Re: KHALEDA ZIA'S SPEECH AS AN OPPOSITION LEADER !!!!!!!!!!!!



Thank you Guha da for your judicious comments. I like your writings in this forum, keep it up.
 
Regards,
Dr. Manik


From: Sitangshu Guha <guhasb@gmail.com>
To: Muhammad Ali <manik195709@yahoo.com>
Cc: khabor@yahoogroups.com; alapon@yahoogroups.com; alochona@yahoogroups.com; widemind@yahoogroups.com; chottala@yahoogroups.com; anis.ahmed@netzero.net; Dr. Abid Bahar <abidbahar@yahoo.com>; faruquealamgir@gmail.com; sonarbangladesh@yahoogroups.com; muhammad ali <eastside_peds@bellsouth.net>; sayfaldin@aol.com; Nabi bhai <nurunnabi@gmail.com>
Sent: Mon, January 10, 2011 9:35:44 PM
Subject: Re: KHALEDA ZIA'S SPEECH AS AN OPPOSITION LEADER !!!!!!!!!!!!

Thank you Mr. Ali, you got it right. Please write always and let those militants know that people had rejected them; well they can go to their favorite Fakistan! Khaleda, Madam Imelda of Bangladesh will never be PM again! In next election she will not be opposition leader also.

 

I had written in this forum on 29th Dec 2008 that AL should give Ershad a chance to become the opposition leader (that was possible because of seat difference in by-election). But Honorable PM saved Khaleda Zia. Remember, she saved Madam Imelda the same way during care taker government? No more, let the queen of all corrupted, communal and hate mongers be in rest and go outside Bangladesh to live a kingly life with all the money she/her sons made! 

 

High court just again said Zia's power grabbing was illegal, which means Zia is a Criminal in the eyes of law. So he can be tried as a Criminal, even after death.  Let our fundamentalist friends know that their guru is a Criminal! Bangabandhu saved Khaleda Zia's marriage; may be his daughter honorable PM will save Zia from humiliation as a criminal!  

 
 
2011/1/10 Muhammad Ali <manik195709@yahoo.com>
অল্পবিদ্যা ভয়ঙ্করী , খালেদা জিয়ার বাহাদুরি !!
খালেদা জিয়া ভালো করেই জানেন যে সুষ্ঠ অবাধ নির্বাচনের মাধ্যমে
ক্ষমতায় যাওয়া বিএনপির পক্ষে অসম্ভব ! সেনানিবাসের বাড়ি থেকে অপমানজনক
ভাবে বের হয়ে আসার পর ভেবেছিলেন আম-জনতা আন্দোলনে ঝাপিয়ে পড়বে 
কিন্তূ বিধি বাম , ড্রামা কুইন এর মত চোখের পানি ফেলেও মানুষের মন জয় করতে 
পারেননি ! তাই এখন চাতক পাখির মত চেয়ে আছেন --- '৭৫ এর মত কোনো অলৌকিক 
ঘটনার মাধ্যমে কোনো বিপথগামী  পেছনের দরজা দিয়ে স্বামীর মত ক্ষমতায় বসিয়ে 
দেন কিনা ! কিন্তূ " এই দিন আর সেই দিন নয় ", তা খালেদা জিয়া ভালো করেই 
জানেন ৷ মানুষ আজ ভিষণ সচেতন , মিথ্যার ফুলঝুরিতে তাদের আর বিভ্রান্ত করা 
যাবেনা ৷ ক্ষমতার স্বাদ ভুলে গিয়ে আগামীতে দীর্ঘদিন বিরোধী দলে থাকতে হবে ভেবে 
খালেদা জিয়ার ঘুম হারাম ! তাই চিরাচরিত প্রথা ভেঙ্গে " বিরোধী দলের নেতা " হিসাবে 
জাতির উদ্দেশে ভাষণ দেওয়ার সিদ্ধান্ত নিয়েছেন ! আগামী পনেরো বছর " প্রধানমন্ত্রী হিসাবে 
টিভির পর্দায় না দেখলেও তার সমর্থকরা অন্তত বিরোধী নেত্রী হিসাবে তাকে দেখতে পাবেন "!
আর এতে " দুধের স্বাদ ঘোলে মিটাতে পারবেন মেডাম জিয়া এবং তার কট্টর সমর্থকরা " !!
৷: মানিক 
আটলান্টা  




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RE: [ALOCHONA] Liberation of Mymensingh, 1971



how many of us...have the courage to condemn the kiiling of innocent biharis in 1971!!

I live in a western society, with hundreds of educated Bangladeshi.
I seldom meet Bangladeshis...who can condemn ALL types of violence in 1971...because they might 
be called Rajakars!

What type of people we are:

1. we have allowed politicians to ...misuse.." rajakar issue"...and postpone the trial?

2. we don't re-discover ourselves...by condemning OUR brutality towards Biharis?

3. If anybody has different opinion about 1971..we call them razakars!!!

it is time for us to wake up, and practise true democracy.


best wishes.

khoda hafez.




From: mramjan@hotmail.com
Date: Mon, 27 Dec 2010 06:11:46 -0500
Subject: [ALOCHONA] Liberation of Mymensingh, 1971



 
Liberation of Mymensingh
 
The nine-month liberation war of Bangladesh started on 27 March 1971 as people started to fight against Pakistani forces at EPR Camp (in mymensingh) killing all the Pakistani soldiers, Mymensingh remained free from occupation army till 23 April 1971. Despite the genocide in Dhaka on 25 March 1971, Mymensingh remained calm except for killing of Biharis. On 17 April PAF aircraft bombed and strafed innocent people at Shambhuganj gudaraghat which sparked violence and killing continues for seven days of Beharis in different Behari camps in Mymensing town killing about 30,000 Biharies. The killing of Biharis (in Mymensingh) is a dark spot in Bangladesh history. The senseless killing of All Bihari men and young adults took place in Sanki pAra Behari coloni. All the  Biharis were slaughtered on those fateful nights. Fight against Pakistani forces was conducted by freedom fighters who were trained in camps in Dalu and Meghalaya across the northern border. Mymensingh became free as the Pakistani occupation forces deserted Mymensing on 10 December, and Mukti Bahini took over on 11 December, just five days ahead of the victory of Dhaka on 16 December.




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RE: [ALOCHONA] SAUDI ARABIA: RETHINKING ITS SOUL



         Muqtedar Khan makes a false distinction between the House of Saud and the House of Wahhab. The Royal Family itself descends from a Saud-Wahhab marriage covenant in the 18th century.
 
             Seven long years have passed since Muqtedar made these optimistic observations. There is nothing to show as a sign of any thinking, let alone "rethinking".  The grotesque and gargantuan Mecca Clock Tower is all there is as a showpiece of what kind of thinking they are capable of engaging in.
 
             Let us not fool ourselves by trusting Saudi Arabia to have any sort of 'soul' whatsoever. Neither do the Jamaati political hoods in Bangladesh or the supporters of Genocide of 1971.
 
             The rest of the Muslim world, especially the ajami, should protest loud and clear.
 
                   Farida Majid

 


From: bdmailer@gmail.com
Date: Wed, 29 Dec 2010 10:14:38 +0600
Subject: [ALOCHONA] SAUDI ARABIA: RETHINKING ITS SOUL

 
SAUDI ARABIA: RETHINKING ITS SOUL
 
M. A. Muqtedar Khan
 
This article was syndicated in North America by Progressive Media Project. It was published by Al Ahram (Egypt)  May 6-12, 2004.  The Daily Times (Pakistan) 05.06.2004, The Daily Star (Lebanon) 05.06.2004, The Globalist (USA), Q-News (UK) June/2004, The Muslim Observer (Michigan) and The Minaret (CA), The Providence Journal (RI) 05.15.2004, The Saudi-American Forum 05.07.2004.
 
I  have just returned from Saudi Arabia, where I attended an international conference on terrorism (April 20-22) at the Imam Muhammad University in Riyadh  – the global headquarters of Wahabism. 

 
Imam Muhammad University is the factory where Wahabism is produced and serviced in Saudi Arabia. A large number of the Saudi clerics are educated and trained here. Nearly twenty thousand students study the core teachings of Abdul Wahhab, the founder of the Saudi Salafi movement, which is sometimes derogatorily and often popularly referred to as Wahabism.
 
In my previous in visits in1992, 1997 and 2000, I had found the Saudis to be proud of what they had become. They had covered a distance of nearly seven centuries on the back of oil in less than thirty years. They were arrogant, confident and sure of themselves and their place in the Muslim world and on the global stage.
  
But today they are confused, unsure, hesitant, apologetic and willing to accommodate. Some are belligerent even bellicose. But most people that I encountered, students, political elite, scholars, businessmen, professionals and cab drivers, are perplexed by terrorism within Saudi Arabia and by Saudis.
 
For a society, which was so remarkably free from a culture of self-criticism, I found the Saudi Arabia of today, more willing to listen; and that is the best news I have.
 
The conference itself revealed the extent and depth of rethinking taking place within Saudi Arabia. I was extremely critical of Wahabism as well as Saudi policies in closed-door sessions and found the Saudi scholars and the various ministers who were in attendance, open and willing to listen, sometimes they were in agreement, sometimes they were baffled, never offended.  Some even encouraged me to speak more.
 
There were of course the usual number of sycophants and apologists, but even they seemed apprehensive and willing to question their own beliefs. Several American and British scholars criticized the lack of critical thinking and openness in Saudi education and we were all pleasantly surprised when they responded by asking for help in introducing critical thinking in their pedagogy.
 
I ran into a member of the Majlis-e-Shura (the Saudi pretense for a parliament) at a TV studio where I recorded a one-hour interview on Islamic democracy, and he berated me for not being more critical than I was. I listened to him lambast the university and Wahhabi clerics for being the source of the problem behind terrorism in Saudi Arabia.  "All they teach," he said, "is to hate those who are different." "We are a country that is economically in the twentieth century and intellectually in the fourteenth century." I advised him to speak to his country and King as he spoke to me, as often as possible and as loudly as possible.
 
The House of Saud has long relied on the Wahhabi movement for domestic control and legitimacy and on the US for international security. But after September 11, these two allies of Saudi Arabia are being perceived as antagonistic. The House of Saud could not have both as allies anymore.
 
It is now becoming apparent that the House of Saud has chosen America over Wahabism.It is determined to maintain its relations with the US and is actively seeking to reform Wahabism and reconstitute the domestic basis of its rule.
 
The Saudi society is composed of two types of elite; the conservative and religious elite and the liberal political and economic elite. For decades the latter had focused on retaining political power and milking the oil cow. In exchange for freedom to become rich, the ruling elite allowed the religious elite the freedom to preach. Without a cultural of internal criticism, without an engaging alternate elite, without the emergence of self-critical and reflective voices within the religious establishment, the specter of Wahabism has grown and now is out of the hands of those who nurtured it.
 
Wahhabi ideas are now so deeply embedded that neither the ruling elite, who had abdicated their normative responsibilities until now, and the religious elite who are afraid of what they have created, can rein it in. Any attempts at sudden reforms may upset the delicate balance within the society and empower those who have decided to use terrorism to replace both types of elite.
 
Saudi Arabia needs to push both social and political reforms without undermining domestic and regional stability. It must fast track its social reform and maintain a steady progress towards political reform. The promise of municipal elections must be kept and the momentum towards more representative and accountable governance must be sustained.
 
It is time that Saudi Arabia stopped looking backwards for guidance and started looking forwards. Those who drive by looking in the rearview mirror only are destined to crash.
 
Terrorism by extreme Wahhabis, for whom the clerics and the royal family are not sufficiently Islamic, is once again forging a new social contract between the religious and the ruling elite. This time the House of Saud and the House of Abdul Wahhab will not come together to establish Wahhabism, but to dismantle Wahhabism and replace it with a self-critical, open, more moderate, and softer form of Salafi traditions.
 
But before that can happen the moderates within the religious establishment must prevail over the extremists and be prepared to make significant compromises – maybe even deviations – in the Wahhabi doctrine and in Wahhabi institutions. The extremists will then be isolated and can be fought both in the realm of doctrine as well as in the battlefield.
 
The staging of the terrorism conference at the Imam Muhammad University and the seriousness of the dialogue, its high degree of openness and criticism, have definitely raised expectations. Let us hope that Saudi Arabia can make the transition without trauma.
----------------
Dr. Muqtedar Khan is Assistant Professor in the department of Political Science and International Relations at the University of Delaware. He is also a Nonresident Senior Fellow at the Brookings Institution. He earned his Ph.D. in International Relations, Political Philosophy, and Islamic Political Thought,  from Georgetown University in May 2000.

Dr. Khan is also associated with the Center for the Study of Islam and Democracy and the Institute for Social Policy and Understanding.

He is the author of American Muslims: Bridging Faith and Freedom (Amana, 2002), Jihad for Jerusalem: Identity and Strategy in International Relations (Praeger, 2004). His forthcoming book is titled Beyond Jihad and Crusade: Rethinking US Policy in the Muslim World (Brookings Institution, 2004).

Dr. Khan frequently comments on BBC, CNN, FOX and VOA TV, NPR and other radio networks. His political commentaries appear regularly in newspapers in over 20 countries.  He has also lectured in North America, East Asia, Middle East and Europe.

Dr. Khan's column has appeared in The New York Times, The Washington Post, The Wall Street Journal, Newsweek (Arabic), New York Post, Newsday, Arizona Tribune, Duluth News Tribune, The Daily Telegraph (London), The Sun (UK), Jakarta Post, Jordan Times, Manila Times, Outlook India, Palestine Times, Calgary Herald, The Daily Telegram (MI), San Francisco Chronicle, Detroit Free Press, Detroit News, Al Ahram (Egypt), Dawn (Pakistan), Daily Times (Pakistan), Hindustan Times (India),  Washington Report on Middle East Affairs, Muslim Democrat,  The Christian Century, Islamic Horizons, The Message,   The Globalist.com, Arab News (Saudi Arabia)  Progressive.org, 
fpif.org,   Beliefnet.com, Arabies Trends, Al-Mustaqbal, Saudi Gazette, and many other periodicals world wide.

 
http://www.ijtihad.org/SaudiArabiaReforms.htm
 



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Re: [ALOCHONA] Political Maturity.

We're very good at whitewashing history. It seems all of us have our own special paint pots and brushes for the purpose. Here's my version:

The root cause of ALL our current malaise including the advent of extremism (in all of its forms including idolising of leaders) lies with Mujib. Today's Bangladesh is the fruit of the malaise he injected into every inch of the state machinery - he politicised the military, the judiciary, the civil service and nationalised industries.

He reconciled with Pakistan and war criminals alike, he attempted to replace democracy with fascism and of course presided over a famine caused in large part through mismanagement, incompetence and a healthy dose of corruption - the recipe for all subsequent administrations, civilian and military.

The Mujib era was the start of a shameful chapter for Bangladesh and it has yet to close.

Paint that on your wall and smell it....

.....smells like the PM's official residence.


------Original Message------
From: Akbar H
Sender: alochona@yahoogroups.com
To: alochona group
ReplyTo: alochona@yahoogroups.com
Subject: [ALOCHONA] Political Maturity.
Sent: 2 Jan 2011 15:41

Any administration that is too much entangled in legal issues is distracted from the day to day administrative functions. The Awami League government is going this way. I think at this time the conducting of the War Crimes Tribunal is enough of a legal issue which needs to be brought to a successful end within a reasonable period of time. Because this is not an easy task due to its national and international implications. The proliferation of the religious extremism has reached its peak and there are internal and external forces trying to stop or derail this long awaited trial. This case has lost many of its important aspects and appeals during the last 4o years. Only the emotional, moral and historical parts of it are still alive. In the poor and underdeveloped nations political principles are not much attended by the politicians due to their short sightedness. The vital interests of the nation becomes subservient to the personal whims.

This trial would have been much easier and faster if it was held during the first Awami League government in 1972. This is a mystery to many why the trial was not held at that time.  The government of General Zia and the subsequent BNP administrations are not to be blamed for not holding this trial due to their connivance with the anti liberation forces by allowing them to reassert in national politics. They are also directly responsible for encouraging religious extremism in the country. Begum Zia is also responsible for this unfortunate development because during her tenure of the office her ministers were involved in the extremist activities which she neglected and took no action. That was a very disturbing political gamble she played which shows her total lack of understanding about the implications of a religiously fundamentalist extremist movement. The nation can't overlook this behaviour.

An anatomy of the Bangladeshi politics will show it very clearly that the nation is united but the politicians are poles apart. This is a very unhealthy trend in the way to forge a united front to solve pressing national issues. Every nation has some core issues which do not change with the change of administration. This truth is foreign to the squabbling Bangladeshi politicians. In democracy political antagonism is common but it should not be allowed to breed anarchism. Prime Minister Sheikh Haseena can perform an important role in changing this unhealthy and disruptive trend to a constructive national political climate. There could be a platform of minimum understanding to change this unwanted culture and that should be done without wasting more time. When nations grow older their politics becomes more sober, younger and energetic as an artist gets older his arts becomes younger. This natural transformation is not taking place in Bangladesh but it needs to be started without any further delay. The future prosperity of the nation is depending on how the politicians shows maturity, be pragmatic and behaves responsibly. Akbar Hussain
Emanur Rahman | m. +447734567561 | e. emanur@rahman.com

------------------------------------

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Re: [ALOCHONA] Aminul Huq



INNA LILLAH HE WA INNAH ILLAHEY RAJIUN. MAY ALLAH BLESS HIS SOUL.MY CONDOLENCE TO THE BEREAVED FAMILY.


Faruque Alamgir 

On Mon, Jan 10, 2011 at 11:44 AM, ezajur <Ezajur@yahoo.com> wrote:
 

Dear Friends

It is with great sadness that I inform you that Aminul Huq, news broadcaster, HR guru, banker, friend and relative passed away last night at Labaid.

My information is that he was visiting his mother around 11 last night, had a heart attack, called his son Shaer and died at Labaid.

This is shocking news indeed.

Aminul Huq was an informed, intelligent and thoughtful man.

He was a patriot and he served the nation well as a news broadcaster for several decades bringing rare authority and integrity to the role.

I met him only four days ago at a wedding in Dhaka.

Three months ago I sat with him beside the sea in Kuwait. We talked about the importance of change in Bangladesh.

May Allah grant him eternal salvation.

Ameen.

Ezajur




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[ALOCHONA] Re: FW: The Dark Side of Microcredit



We can connect your beloved Hasina to any number of issues that ail our country just as well as you can connect genocide of 1971 to Yunus. No problem.

And here you are complaining about the vilification of Hasina over her words about Yunus. Spectacular! Whats it like to be the only one complaining about it? I mean even other AL diehards are pretending/wishing that press conference never happened. Except you.

If four cabinet ministers asked Hasina to exercise restraint before the press conference and to leave them to tackle the issue. If her reply was that Yunus commented against Mujib back in 1974 and that he should be punished for it. If AL stalwarts know that she begrudges Yunus his Nobel Prize because she so wanted for herself and her CHT Treaty. If you cannot deny the jealousy, hatred and vindictiveness of her words on that day. If all this were true, as I hold to be true, you would still be there. Blindly supporting her because perhaps Daddy loved Mujib - rightly - or because Chacha's business depends on AL patronage.        

Chatra League can slit the throat of anyone, guilty or innocent, right in front of you.

And still you will not villify Hasina.

Because as an intellectual you think you know something we don't.

You couldn't villify Hasina even if you thought you should. 


--- In alochona@yahoogroups.com, Farida Majid <farida_majid@...> wrote:
>
>
>
> It wasn't too long ago that the Jamaati molllahs were calling Yunus "Sudh-khor kabuliwallah" and labelling his G. Bank un-Islamic.
> Now suddenly Yunus is being hailed as a hero by these supporters of 1971 mass murder of innocent people. And PM Sheikh Hasina is being villified for saying pretty much what all other economists have been pointing out all along. Even BNP Finance Minister was against the microfinance projects of the NGOs.
>
>
> Here is a piece in the New Age X-tra in 2009.
>
> Farida Majid
>
>
> From: taj_hashmi@...
> Subject: The Dark Side of Microcredit
> Date: Sat, 29 Aug 2009 19:36:56 -0400
>
>
>
>
>
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>
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> August 28-September 3, 2009
>
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> The dark side of microcredit
>
> Mohiuddin Alamgir finds out how the ineffective role played by the Microcredit Regulatory Authority exposes borrowers to various forms of exploitation by the lenders
>
>
>
>
> photo by Prito Reza Even a few years back, Razia Begum of Charfashion Thana in Bhola had a hard time managing three meals a day with six children and a husband. But then, eight years back, she received a loan of Tk 3,000 (US $ 60) from the Family Development Association (FDA). With the help of her husband she now weaves household articles with bamboo and cane. Goods and articles she makes are in high demand in her area, because of their good quality. Instead of going to the market to sell her items, her buyers come to her house. A typical microcredit success story which we know all too well.
>
> But for every Razia, there is a Sufia Khatun. Sufia of Jobra first received a loan from Grameen Bank, which had initiated an action research project. Last year, her funeral was conducted through generous contributions of fellow villagers as she had nothing left after paying the interest for the loan, when she still breathed.
>
> The case is rather severe for the poor households, seeking loans to change their luck, as these micro-credit providing non-government organisations (NGO) charge interest rates which are double or triple the rates of normal private or public banks. Moreover, the involvement of some of these prominent Micro-financing Institutions (MFI) with political parties also make their accountability fade away.
>
> The sector is currently dominated by the Grameen Bank, the Bangladesh Rural Advancement Committee (BRAC), the Association for Social Advancement (ASA) and Proshika, which between them lend to almost 87 per cent of all borrowers from non-government microfinance institutions. Aggravating the situation is the ineffective role of the Microcredit Regulatory Authority (MRA) at monitoring the activities of these organisations, according to experts.
>
> Although Bangladesh's microcredit programme is the largest in the world and the government has been providing micro-credit, a significant component of its plan for halving the number of people living in poverty in Bangladesh, due to the stated problems, the sector has sometimes aggravated poverty rather than alleviating it, claim certain economists. Due to many limitations, the sector has been to reach millions of people in the rural and suburban areas.
>
> According to sources, through the Micro-credit solution, at present, financial service of approximately Tk 160 billion is being rendered to among 30 million people, to help them attain `self-employment' thus accelerating the overall economic development process of the country.
>
> From hero to villain
>
> Micro-credit, in the beginning, was hailed a `heroic' attempt. `In the initial period, small loans were provided by relatives to fallen family members struggling to survive,' says MM Akash, professor of economics at Dhaka University. `At one point in time, mahajans began providing loans at interest rates of 120 to 150 per cent. While this was rather cruel, people had no choice. So, when the MFIs began providing loans at 50 per cent, the needy and poor still welcomed it as it saved 70 to 90 per cent interest.'
>
> Thousands of institutions are operating microcredit programmes across the country today. Around 30 million poor people are directly benefited from microcredit programmes.
>
> `Through microcredit, these poor people are engaged in various income generating activities,' says programme coordinator of the Bangladesh Rural Advancement Committee (BRAC), Shamsuzzaman Meah.
>
> However, although initiated with the noble motive of poverty alleviation, economists feel that they are not doing enough to adhere to their original purpose. `The MFIs has just taken the place of mahajans,' says Professor Muzaffar Ahmed former chief of the Berlin-based Transparency International, Bangladesh Chapter. `Most of these organisations have been in the country for the past 20 to 30 years. Whether their work has actually alleviated poverty or not, from the country, is clear from statistics which reveal that a significant portion of the population is still under the poverty line.'
>
> MM Akash seconds the notion when he says, `the operations of the MFIs are mostly hyped. They have already failed to meet the nation's target of poverty alleviation.'
>
> Shamsuzzaman Meah retorts, `about 30 years back, when I began my career with BRAC, I have seen people from remote villages of our country live on one meal per day. Now, the scenario has changed. Through the efficiency of the micro-credit sector, most recipient families get to enjoy three meals a day. We, at least, ensured three meals a day for 30 million households.'
>
> While on the issue of poverty alleviation, Lila Rashid, Director (Operations), Microcredit Regularity Authority (MRA) admits, `the poorest people of the remote villages are the main recipients of the loans. We have failed to establish a relation between the poorest people and the national economy properly. If we can do this, it will provide a huge boost to reducing the rate of poverty.'
>
> More expensive than private banks
>
> Created by the Government of Peoples' Republic of Bangladesh under the Microcredit Regulatory Authority Act (Act no. 32 of 2006), the MRA provides licenses to the organisations to operate microfinance operation in Bangladesh as a microcredit NGO.
>
> Eligibility for licenses is based upon rules set by authority either minimum balance of outstanding loan at field level Tk 40 lakhs or minimum 1,000 borrowers.
>
> The MRA, with an eight member board headed by the central bank governor assesses source of funds, ownership, internal governance and the financial position of the organisation before a license is granted. Once granted, it is then the MRA's role to monitor the operations of the numerous microcredit institutions.
>
> Furthermore, the government of Bangladesh maintains a sizeable micro-credit programme through its Palli Karma Sahayak Foundation (PKSF). The PKSF runs micro-credit operations directly among borrowers and it also finances non-government organisations (NGOs). In both cases, it is considered to be charging interest rates, which are probably capable of being pushed down further.
>
> `People have created myth about the microcredit NGOs,' says Anu Muhammad, professor of the economics at Jahangirnagar University. He adds, `the NGO model is absent in the various poverty alleviation theories across the world on both sides of the capitalist and socialist economies.'
>
> He continues, `most loan recipients sink into a cycle of debt once they receive a loan from one organisation.' He reflects on statistics which reveal that, on an average, MFIs provide loans to recipients at a rate of 25 to 35 per cent and even higher at times.
>
> `Most of the time they end up taking micro-credit loans from one organisation just so that they can pay the interest of some previous organisation,' he adds.
>
> `The rich people of our country are the biggest defaulters of loans. They pay interest, at a maximum of 13 per cent. However, the poorer sections have to pay at 30 to 25 per cent for micro-credit. How is this justified?' asks MM Akash.
>
> Bangladesh's former finance and planning minister, M Saifur Rahman, during and after his tenures, has objected to the trend a number of times. He cited the situation of most MFIs making extra profit through excessive interest rates.
>
> Due to the increasing attention paid to the problem of interest rate disclosure in recent years, there are also allegations that suppliers of microcredit quote their rates to clients using the flat calculation method. This significantly understates the true annual percentage rate, plunging the clients into severe financial crunches once they receive the loan and begin paying the interests.
>
> Besides these, as field officers are in a position of power, locally, and are judged on repayment rates as the primary metric of their success, they sometimes use coercive and, even violent, tactics to collect instalments on the microcredit loans. Numerous incidents of such cruelty have already surfaced in major dailies over the past few years.
>
> Also, counter to the original intention of the microcredit system to empower women, one of the effects of an infusion of cash into local economies has been to increase dowries, with women forced at times to take microcredit loans as the only means to pay these increased dowries for their daughters.
>
> Director of microfinance of BRAC, Shabbir A Chowdhury, acknowledges the allegation of high interest. He says, `the micro-credit loan system is different from normal banking. Through loans from the public or private banks, an individual or organisation can obtain a loan of takas one crore. But if we want to distribute the same amount of money, we have to reach out to a good number of people for these transaction rates. Alongside these, there are rather steep operating costs and other costs. As such, our interest rates are justifiably higher.'
>
> Lila elaborates on Shabbir's reason, `the public and private banks have no extra cost at reaching out to the loan recipients. They, therefore, can maintain the interest rate at 13 to 16 per cent. However, the MFIs reach the recipients at their doors and so charge around 25 to 30 per cent.'
>
> She assures, `we are thinking about arranging a workshop where we will come to a common policy at fixing the interest rate agreed both by the loan recipient and the lenders.'
>
> Politics and microcredit
>
> Most economists feel that some of these MFIs are actually `untouchable' due to their involvement with certain major political parties. Most of them cite the example of Proshika.
>
> As economists point out that, despite all the irregularities and crises in Proshika, its leader, Quazi Faruque Ahmed was almost always busy in fulfilling his own political ambitions.
>
> `During the tenure of the BNP-led alliance, Abdul Jalil, the secretary general of the Awami League, declared that on April 30, 2004, he would reveal his `trump card', which would result in the downfall of the then government. In fact, Proshika's staffs were the "trump card",' says Alauddin, a senior accounts coordinator of Proshika, who was involved in the movement against Quazi Faruque Ahmed recently.
>
> Proshika officials also allege that Faruque planned to gather a good number of Proshika people from across the country in the Dhaka city to overthrow the-then government.
>
> Then, during the period of the army-backed interim government, Faruque formed a political party named Oikyabaddha Nagorik Andolan. `He forced us to be its members,' says Serajul, a Proshika employee.
>
> Anu Muhammad says `the nation has already seen the Proshika incident, the political ambitions of Dr Muhammad Yunus and other incidents over the years. Charitable organisations cannot do all this.' He adds, `NGOs are a big factor in mainstream politics as most of them are expending government money. Even BRAC allegedly has direct attachment with the PRSP (poverty reduction strategy paper) of our country.' On the issue, Lila says, `someone can have their own personal ideology. However, he will not be allowed to abuse their political will into the microcredit sector.'
>
> Microcredit and business
>
> There are also allegations that most MFIs invest their profit in other businesses. `Grameen Bank authority has invested their profit into GrameenPhone, Grameen Danone. BRAC has invested into the seed business, Araong and others. You can find other examples like that also for other MFIs,' says Anu.
>
> `Strong monitoring is required to get rid of the business ventures of the MFIs and ownership of the loan recipients should be made mandatory,' Muzzafar says. Other economists also feel that the MRA should have a more effective role at monitoring the organisations in the micro-financing sector.
>
> The need for regulation
>
> According to MRA authority 4,236 Microcredit Institutions have applied for licence. Among them, 335 Microcredit Institutions have been licensed till September 2008. Applications of 438 institutions could not be considered. 2,599 small institutions have been advised to fulfil the minimum criteria of obtaining licence (either minimum balance of outstanding loan at field level BD taka four million or minimum borrower 1,000) within 2009.
>
> According to studies, the average loan per borrower is Tk 4378 and the typical size of a loan per borrower ranges from Tk 3,000 to Tk 5,000. Thirty two institutions out of 641 have loan per borrower below Tk 1,000 which seems to be too scanty to be invested in any income generating activity. From the analysis it can be observed that 15 major NGO-MFIs cover 77 per cent of total sectoral outstanding loan (principal) and only three very large organisations have 64 per cent of the sectoral outstanding loan (principal).
>
> `Such findings prove that the MRA has done little to monitor this sector,' says Professor Muzaffar. Anu adds, `stronger regulation and a monitoring system from the MRA are required as these NGOs are gradually becoming business organisations.'
>
> Shabbir A Chowdhury of BRAC thinks that the MRA requires greater and capable manpower. `Monitoring capacity, internal audit, professional approach and service and training of the MRA people is must for the smooth and efficient operation of this important organisation,' he says.
>
> After hearing of the allegations and the suggestions, Lila says, `we are still quite new. It is therefore taking us sometime at monitoring the situation. Hopefully we will be able to meet the overall expectation of the general public and our critics after some time. We will ensure that no MFI will be allowed to make business ventures through the profit they make from the poorest Bangladeshis.'
>
> Frankenstein
> * Financial service of Tk 160 billion (approx.) is being rendered among 30 million poor and needy
> * Average interest rate of the MFI is around 25 to 35 per cent
> * MFIs have become new mahajans: experts
> * MFIs stand accused of harbouring political ambition and business interest
> * Loan per borrower ranges from Tk 3,000to Tk 5,000
>



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Re: [ALOCHONA] Re: PM,Pls shout against BSF killing



Friends

Hum Ejazur bhrata key sath "SOHOMAT" hai ??????? People should understand that one has to pay back debt of blood by blood only(blood of the dead Hindu Stani soldiers in 1971). Since Bangladeshis denied to pay back through blood after 1975, the BESTIAL SECURITY FORCE OF HINDU  STAN are realizing the blood debt now on daily basis. 

JAO HOWK BHARAT MATA KI  JOY BANGLA BHARAT AAJIBON  GATBONDHAN KI

Faruque Alamgir

On Mon, Jan 10, 2011 at 2:37 PM, ezajur <Ezajur@yahoo.com> wrote:
 

Dear Aminul Islam

Our Foreign Minister Dipu Moni is a very nice lady, completely honest, genuine and affectionate who has studied in the US and speaks English reasonably well. She is doing her best and thats all that matters.

What is your problem if BSF kills one or a dozen deshis every 4 days? Please think of the greater good of the nation and focus on this government's many successes and please stay silent on any failures. The fact that our own border forces can show restraint and not retaliate is a great success for us. Rather than criticise the government we have every reason to praise it.

It is not the duty of a government to protect its citizens from gunfire from the soldiers of another nation.

Please remember we are talking about Mother India. The BSF is doing this because it loves us. We are blessed.

Leave Dipu Moni alone. She is the nicest and gentlest Foreign Minister in South Asia, We should be proud.

Ezajur Rahman

Kuwait

 

 

 

 


--- In alochona@yahoogroups.com, "Md. Aminul Islam" <aminul_islam_raj@...> wrote:
>
> Dear all,
> Indian BSF is killing our people almost everyday.
> But we see no protest from our freign ministry.
> The BSF is not doing the same job in pakistan, china or mayanmar border.But why
> they do it to us?
> So my appeal to Honerabble prime minister Sk Hasina ,pls protest the killing,
> shout against the killing say to india "stop killing".
>




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[ALOCHONA] Tugged Between a Natural (Birth) Place and a Place of Naturalization [1 Attachment]

[Attachment(s) from Wohid included below]

Attached is a heart-wrenching write-up of an elderly lady on her experience of applying for US Citizenship. Hope you find it enjoyable. Kind regards. Wohid

 


Attachment(s) from Wohid

1 of 1 File(s)


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[ALOCHONA] Re: Shahrukh Khan's vulgar show in Bangladesh



I am an unabashed snob when it comes to mainstream Bollywood. Over glamourised, hyper sensitised, uber glitzed, super hyped, mega indulgent, self celebratory, self congratulatory and overall crock of copycat crap.

Its still 'I am a disco dancer' but with a lot more money, better production values, slicker marketing and wealthier audiences.

The golden age of Bollywood has long since been lost. Its demise is best mapped perhaps 1) by the crappier roles played by my hero Dilip Kumar as he got older 2) the labelling of great films under the 'art film' genre 3) the obscenely increasing wealth of the lead characters. Amitabh probably needs a motorbike to cross from one side of his living room to the other in his next movie.

The cinema of Bangladesh never had to aspire to Bollywood. Unbelieveable riches abounded at home - Satyajit Ray, Suchitra Sen and Utham Kumar, so many others. It is not our rejection of Bollywood that has cost us dearly. It is our rejection of our own better self and our indulgence of our worst side that has doomed us. We are reduced to films about weeping mothers and in laws and all kinds of trivial tripe.

If anything was to be had from the golden age of Bollywood it was its irreverence for the establishment, its free portrayal of corrupt politcians and the righteous rebellion of the downtrodden.

You want the truth baby?

AL and BNP would never have allowed such films.  

 


--- In alochona@yahoogroups.com, Robin Khundkar <rkhundkar@...> wrote:
>
> If vulgarity or its promotion was a crime in Bangladesh, I am willing to bet many of the bigwigs of the political, military, business and religious establishment including a few of the commentariat on this list would face some sort of fine or imprisonment. Sbrabnti who writes in the rag publshed by that great pinnacle of sobriety and good sense Salauddin Chowdhury needs to have her/his head examined.
>
> This is no way an endorsement of Sharukh's show in Dhaka, which I have not seen nor plan to unless it drops on my lap. On the otherhand, I have seen several of his movies (some excellent & others not so good at ) and interviews unlike some of the pompous gents on this list who I believe appear to be proponents of reverse snobbery. Incidently, when I was younger I too wouldnt be caught dead seeing an Hindi cinema but managed to sneak a few peaks when no one was looking and rather enjoyed it . closing doors to the outside world has not done us much good. Check out some of the fine productions of Dhaliwood.
>
> An excellent documentary on Sharukh Khan by the UK based film scholar Nasreen Munni Kabeer is called "The Inner and Outer World of Shah Rukh Khan". Check it out.
>
>
> From: qrahman@... [Add to Address Book]
> To: alochona@yahoogroups.com
> Subject: Re: [ALOCHONA] Shahrukh Khan's vulgar show in Bangladesh
> Date: Dec 20, 2010 5:38 AM
>
>
>
>
> I was not impressed by Shahrukh's show in Dhaka. However I think Srabanti should not blame Shahrukh. It is Mr. Swapan Chowdhury of Antar Showbiz who went after money. In many instances insulted our culture and people. There are people in tax department who should look into the tax issue. People paid good money to see the show and I do not see any reason why our government has to give up revenue for such "Commercial" show. I am not against commercial shows {Albeit it is not my cup of tea}, it should not have been mixed up with anything else.
>
> Shahrukh did not pretend to do an art show. It was clear to all of us what this show was all about and my people paid big money for it. Some bona fide idiots were given "opportunities" to act like idiots in front of millions of people.
>
> It was a mess. It did not add anything to "brand" Bangladesh. It was not even a good show. We have many talented artists in west bengal and Bangladesh. These people are capable to delight their bangla speaking audience.
>
> Delhi's Shahkurh turned out to be a "Delhi ka laddu" for my people. :-D
>
>
>
>
>
>
>
> -----Original Message-----
> From: Isha Khan bdmailer@...
> Sent: Sat, Dec 18, 2010 12:00 pm
> Subject: [ALOCHONA] Shahrukh Khan's vulgar show in Bangladesh
>
>
>
> Shahrukh Khan's vulgar show in Bangladesh
>
> by Srabanti Majumder
> December 12, 2010
> People call him 'King Khan of Bollywood'! I would rather call him 'King of vulgarity'. The way he appeared in front of roughly 25,000 people at Dhaka's Army Stadium on December 10, 2010, which was also watched LIVE by millions of TV spectators, as Bangladeshi channel Boishakhi got this show on their LIVE broadcast, most of the time, the elders in the family were feeling so uncomfortable, when half nude Russian girls were exhibiting exposed bodies to public in the name of dancing. And of course, I felt ashamed for those Bangladeshi flop actresses like Shimla, who went at the Army Stadium wearing a Western type dress, almost exposing her body. I am sure; she wanted to get into the attention of Shahrukh Khan, hoping he would pick her up for any of his future shows anywhere in the world, where Shahrukh would love to lead the role of ring-master of a group of mere porn-star category performers.
> And, Shahrukh Khan has shown his highest audacity to Bangladesh by uttering Bangla slang repeatedly while on the dais, which very clearly showed that this man has no respect for the host country, that brought him with huge amount of money [US$ 200,000]. During the month of liberation, Shahrukh Khan was trying to impose Hindi or English language on proud Bangladeshis. This was another huge audacity of this man.
> Now let us look through the gross irregularities both by Shahrukh Khan and the local organizer of the event - Antar Showbiz:
> 1. To justify the reason, Swapan Chowdhury of Antar Showbiz repeatedly told Bangladeshi media that, Shahrukh Khan will vote for Sunderban during this visit and make an appeal to the world for voting in favor of Sunderban, which is the largest mangrove forest in the world. But, in reality, Shahrukh did nothing! This was a clear blackmailing attempt of Swapan Chowdhury, for which he should be definitely punished.
> 2. Swapan Chowdhury made public promises by calling press conference that, two sculptures of Shahrukh made by two poor rural students [both Hindus] in Bangladesh would be put on auction and the entire money received from the auction would be donated for education of these two poor brothers. On the day of the event, these two poor boys were waiting at the green-room of the dais for hours hoping Shahrukh Khan will do something in their favor and put the sculptures in auction. But, in reality, instead of doing that, the Bollywood Khan very shamelessly took both the sculptures with him as 'gift' without paying even a single bucks to the boys. The event organizer also did not pay anything. This was a huge deception both by Shahrukh and his organizers.
> 3. The organizers paid Valued Added Tax to the Bangladesh government for 15,000 spectators at the Army Stadium, while it was later even confessed by Swapan Chowdhury that, more than 27,000 tickets were sold.
> 4. Shahrukh Khan alone received US$ 200,000 for the show, while another significant amount of money was paid to other members of the team. Antar Showbiz mostly smuggled the amount through illegal means, which is a serious crime under Money Laundering Act of Bangladesh.
> 5. Indecent things took place at Dhaka's hotels, where the team members of Shahrukh Khan were housed [those females, especially Russian girls], who were reportedly engaged in illicit activities with the locals. It may be mentioned here that, most of the Russian girls, who accompanied the entourage of Khan are suspected to be sex-workers in Mumbai.
> 6. Shahrukh Khan violated Bangladeshi law by smoking in public in presence of TV cameras. Should he be even able doing this in India? No way! But, Shahrukh Khan did this, rather intentionally to show to Bangladeshi authorities that, he gives a damn to them.
> 7. Shahrukh Khan was allowed to use the VVIP terminal at Hazrat Shahjalal International Airport in Dhaka. After checking facts, it is proved that, he does not enjoy any such privilege in any of the countries in the world, including his own country â€" India. It is a natural question as to why Bangladeshi government allowed Shahrukh Khan to use the VVIP terminal, when there were a number of VIP terminals at the airport? Who is the people showing over-enthusiasm in this matter?
> The entire issue of this event should be immediately investigated for the sake of dignity of Bangladesh. Event organizer Swapan Chowdhury should be questioned for such series of illegal activities, including semi-nude show in the country during the month of liberation.
> http://www.weeklyblitz.net/1168/shahrukh-khan-vulgar-show-in-bangladesh
>



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[ALOCHONA] Re: Open Letter to P.M. of Bangladesh



Yes, about crocodile tears and the filthy rich...

Any idea when the filthy rich businessmen who made millions by bribery and extortion will get punished by an AL government?

Or is it just easier to talk about crocodile tears and the filthy rich rather than to do anything about them?

 


--- In alochona@yahoogroups.com, Farida Majid <farida_majid@...> wrote:
>
>
> Dear Turkman,
>
> You've been a good man taking on this Zia-piyari lot. They had to hear it from you about what the image of a tearful Khaleda Zia leaving a Cantonment House she had ungraciously occupied for three decades looked like to an outsider.
>
> About crocodile tears and the filthy rich . . .
>
> Crocodile Tears
> Monday 06 December 2010
> by: Khalil Bendib | Other Words | Political Cartoon
>
>
>
>
>
>
> To: alochona@yahoogroups.com
> From: turkman@...
> Date: Mon, 6 Dec 2010 21:29:52 +0000
> Subject: [ALOCHONA] Open Letter to P.M. of Bangladesh
>
>
>
>
>
>
> I may sound bitter after wasting too much time instead of joining the list of World's Billionaires fast but Mocking was not my intention.
> I have some filthy rich relatives and a few of them hold important positions in B.D. but I guess, they do not care to answer my emails because may be to them, I am still a nobody.
>
> --- In alochona@yahoogroups.com, "ezajur" Ezajur@ wrote:
> >
> > Bravo Turkman! Bravo! I don't know if mockery was your intention here but all mockery is welcome :)
> >
> >
> >
> > --- In alochona@yahoogroups.com, S Turkman <turkman@> wrote:
> > >
> > > The Prime Minister,
> > > Dhaka,
> > > Bangladesh
> > > .
> > > Her Excellency,
> > > .
> > > Can I get some help creating up to 22,000 or more good paying Jobs in your
> > > country?
> > >
> > > I have been trying to give out a Manufacturing Contract to any of the W.C.
> > > Manufacturers of your country. One of them works for a UAE company and the
> > > others are impossible to contact. Am I supposed to pay a Bribe before they would
> > > even care to look at my email or provide me right Contact Info?
> > > .
> > > Cordially yours,
> > >
> > > S U Turkman
> > > Chicago,
> > > USA.
> > >
> > > INTRODUCTION:
> > > .
> > > You can Google my name and find out some stuff like me being an Inventor in USA.
> > > I want to get my Invention manufactured in BD. One of my 3rd cousin was married
> > > to a close friend of your father, Mr. Ahmed Raza Chaudhry ShaheeD of Dhan Mondi,
> > > Dhaka that was killed by Pak Army.
> > >
> > >
> > >
> > >
> > > ----- Forwarded Message ----
> > > From: SAIF Davdas <islam1234@>
> > >
> > > Turkman> Now you know why i had been reluctant to get involved from the very
> > > beginning. Muslims are strange business people; strange in habits; strange in
> > > behavior; strange in keeping words; strange in being upfront; strange in dealing
> > > direct and strange in culture and manners. I ran away from that country. I just
> > > could not become a 'inshallaah' type muslim. It is prayer time, gotta go!!!!!
> > >
> > >
> > >
> > >
> > > SaifDevdas
> > > islam1234@
> > >
> > >
> > >
> > >
> > >
> > > ________________________________
> > > Date: Fri, 3 Dec 2010 10:52:01 -0800
> > > From: turkman@
> > > Subject: Dhaka Business
> > > To: fahimsanitary@
> > > CC: islam1234@
> > >
> > >
> > > Mr. Shapan,
> > > I am forwarding you an email that I had received months ago from a good friend
> > > of mine. I have tried to call you but recording came on and it says these
> > > numbers are incorrect. I had sent you emails. You did not answer. Please let me
> > > know if you are interested in getting my Manufacturing Order or not. I would be
> > > leaving for China on 9th to inspect the Molds.
> > >
> > > If I do not get any reply, I will tell Saif that you are no more interested. If
> > > you are interested, may be I would visit you after I am done in China.
> > >
> > >
> > >
> > >
> > > ----- Forwarded Message ----
> > > From: SAIF Davdas <islam1234@>
> > > To: turkman@
> > > Sent: Sat, March 20, 2010 6:10:19 AM
> > > Subject: Dhaka Business
> > >
> > >
> > > Turkman>
> > >
> > > Here is the name, address and the phone number of the manufacturer Fahim
> > > Sanitary, in Dhaka. His name is Mr.Shapan and you can contact him directly
> > > either by phone or by email. He told me that he could reserve a suite in a five
> > > star hotel( $200+ per night)and arrange for a driver+car( $60 a day) at your
> > > request. As I told you before, some Bengalis are very cunning and deceptive,
> > > therefore, you must have a solid legal representation to protect your interest.
> > > My advice would be to seek help from the American Embassy business interest
> > > section. Contact them via email and ask for help. Please assume nothing. Thanks
> > > and good luck with your business venture.
> > >
> > > Fahim Sanitary
> > > Samantha Group
> > > 8 Pantha Path (14th Floor)
> > > Kawran Bazar
> > > Dhaka
> > >
> > > fahimsanitary@
> > > 01711533121 (cell)
> > > 01711566394 (cell)
> > > Best Time to call Dhaka is 11PM Chicago Time.
> > >
> > >
> > >
> > >
> > >
> > >
> > > SaifDevdas
> > > islam1234@
> > >
> > >
> > >
> > >
> > > ________________________________
> > > Hotmail is redefining busy with tools for the New Busy. Get more from your
> > > inbox. Sign up now.
> > >
> >
>



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